The Jan Dhan Yojana launched by using the Prime Minister is to grant banking services to all the poorest of the terrible households of the usa and to grant monetary help in hard conditions like epidemic or herbal disaster. Along with this, underneath the Pradhan Mantri Jan Dhan Yojana, an overdraft facility of up to Rs 10,000 is additionally supplied to the beneficiary in case of emergency.
As you humans understand what is the launch of a number of kinds of teen provides through the Prime Minister of our u . s . Narendra Modi ji. Most of the schemes are being successful and their advantages are being given to the residents even today . The first inauguration used to be achieved 10 years in the past via Prime Minister Narendra Modi on 15 August 2014.
Therefore, if you additionally prefer to open your Jan Dhan account to avail the advantages of Pradhan Mantri Jan Dhan Yojana, then for this you will have to examine this article until the give up due to the fact in modern-day article we have given you entire data associated to Pradhan Mantri Jan Dhan Yojana in detail.
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Overveiw of PM Jan Dhan Yojana
what used to occur previously was once that when any one went to open a financial institution account, to open the account, they had to savings some cash in the financial institution account, which they had to preserve in their financial institution account and this restrict was once distinct in every bank. It was once distinctive like some had 500, some had 2000 and some had ten thousand Rupees which can nevertheless be seen. Along with this, if a character was once no longer in a position to hold that a lot cash in his financial institution account, then his financial institution account used to be closed. Therefore, there have been many residents of our united states who had now not even opened their financial institution accounts.
In such a situation, the Central Government of the country, paying interest to this trouble in the time of digitalization, commenced the Pradhan Mantri Jan Dhan Yojana on 15 August 2014. In which the Central Government advised all the banks that they will have to keep at least one financial institution account in which the residents of the united states can be supplied the advantage of banking amenities besides any account protection and considering then the banks started out opening Prime Minister Jan Dhan accounts. . At present, any citizen of the u . s . can avail the gain of frequent banking facility via Jan Dhan account, the full deposit for which goes to our Prime Minister Shri Narendra Modi.
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Scheme | PM Jan Dhan Yojana 2024 |
Launched By | Prime Minister Narendra Modi |
Started On | 15 August 2014 |
Residents | All residents of the beneficiary state |
Objectives | The goal of the scheme is to grant banking facility to all the residents of the country |
Benefits of the scheme | Financial help in case of emergency, epidemic or any herbal catastrophe and overdraft restriction of up to Rs 10,000 |
Official Website | pmjdy.gov.in |
Benefits of PM Jan Dhan Yojana 2024
• Pradhan Mantri Jan Dhan Yojana used to be commenced via the Prime Minister of the united states Narendra Modi on 15 August 2014.
• Through this scheme, banking services are furnished to all the residents of the country.
• Pradhan Mantri Jan Dhan Yojana account holders will be furnished insurance plan up to Rs 1 lakh which will be given to the household of the beneficiary in case of loss of life of the beneficiary due to any accident.
• The authorities will grant overdraft facility and monetary help from time to time to the Pradhan Mantri Jan Dhan Yojana account holders.
• The beneficiary does now not want to preserve any form of stability in the financial institution account opened beneath this scheme. That capacity the account has definitely zero balance.
For More Information : Beneficiary NHA Gov in Registering and Logging
Eligibility of PM Jan Dhan Yojana 2024
Any involved citizen of our who desires to open his/her Prime Minister Jan Dhan account will have to fulfill the eligibility standards set through the authorities which are as follows
• To open a new Jan Dhan account, the applicant need to be a everlasting resident of Indian origin.
• No unique age restrict has been set by way of the authorities for opening an account beneath the scheme.
• Some banking services will no longer be supplied to the applicant until he attains the age of 18 years. (Like overdraft, ATM card etc.)
• In case of a baby under 10 years of age, a joint account will be opened for the child.
• No authorities employee, earnings tax payer or their household member can avail the advantage of this scheme.
Documents required to open PM Jan Dhan Yojana 2024
- Aadhar card
- PAN Card is required as the applicant is above 18 years of age
- Four passport measurement photographs
- Tackle proof
- signature of the applicant
- Thumb impact of the applicant (in case the applicant is unable to sign)
- Nominee important points and required documents
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PM Jan Dhan Yojana Online Bank Account
For the data of all our countrymen who prefer to open their financial institution account beneath the Pradhan Mantri Jan Dhan Yojana, they will have to go to their nearest financial institution department with all the quintessential archives to open their account and from there you will get the Jan Dhan Yojana. You have to recognize about the procedure of opening an account due to the fact the manner of opening bills of all banks is different.
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