On September 13, 2024, Rural Development Minister Shivraj Singh Chouhan announced the next phase of the Pradhan Mantri Awas Yojana (PMAY), which aims to boost housing development across India. The phase begins on September 15, 2024, with Prime Minister Narendra Modi distributing sanction letters to 20,000 beneficiaries in Jharkhand. This phase focuses on building two crore houses in rural and one crore in urban areas. From 2014 to 2024, the government sanctioned 2.95 lakh houses, with 2.66 lakh completed, but recognized that many eligible families were left out. The new phase also includes basic amenities like drinking water, toilets, gas connections, and power supply. Jharkhand has been allocated 1.13 lakh houses, with the state government currently clearing 20,000 beneficiaries for this round.
About PMAY Scheme
The Pradhan Mantri Awas Yojana (PMAY) is a major initiative by the Government of India to provide affordable housing for all citizens. Launched in 2015, it targets both urban and rural areas, focusing on economically weaker sections (EWS), low-income groups (LIG), and middle-income groups (MIG). The scheme aims to construct 2 crore houses in rural and 1 crore houses in urban areas, initially by 2022, though the deadline has been extended. Beneficiaries receive financial assistance to build or purchase homes, which include essential amenities such as water, sanitation, and electricity. The scheme also offers interest subsidies on home loans for the EWS and LIG categories. PMAY is divided into two components: PMAY-U for urban areas and PMAY-G for rural areas, ensuring every family has access to a safe and secure home.
Purpose of PMAY Scheme Next Phase
The next phase of the Pradhan Mantri Awas Yojana (PMAY) aims to achieve several key objectives:
- The aim is to increase the number of affordable housing units in both rural and urban areas to address the housing shortage.
- The scheme seeks to reach out to families and individuals who were previously left out of the earlier phases of the scheme.
- This phase ensures that new houses are equipped with essential services such as drinking water, sanitation facilities, gas connections, and electricity.
- The objective is to stimulate construction activity and create job opportunities in the housing sector.
- The goal of the scheme is to improve the quality of life for beneficiaries by providing secure and durable housing.
Short Summary of PMAY Scheme Next Phase
Short Summary of PMAY Scheme Next Phase | Details |
---|---|
Name of the Scheme | PMAY Scheme Next Phase 2024 |
Launched By | Rural Development Minister Shivraj Singh Chouhan |
Introduced By | Government of India |
Beneficiary | Economically weaker sections, low-income groups, middle-income groups |
Benefits | Provides affordable housing in rural and urban areas to address the housing shortage |
Basic Amenities | Houses include drinking water, sanitation, gas connections, and electricity |
Objective | Expand affordable housing coverage in rural and urban areas |
State | Jharkhand |
Year | 2024 |
Hosting Site | NIC (National Informatics Center) |
Mode of Application | Online/Offline |
Official Website | pmaymis.gov.in |
Number of Beneficiaries
The total allocation for Jharkhand under the next phase is 1.13 lakh houses. However, the State government has currently cleared the process for only 20,000 beneficiaries.
Eligibility Criteria
To avail of the benefits under the PMAY Scheme, applicants must meet the follo
- The applicant should be a permanent resident of Jharkhand.
- The applicant must be 18 years old or above.
- The annual income of the family should be less than Rs. 6 lakhs.
- The applicant should belong to the Lower Income Group (LIG) or Economically Weaker Section (EWS).
- The applicant should not own any pucca house (permanent house).
Financial Benefits
In this financial year, the Pradhan Mantri Awas Yojana (PMAY) aims to construct 1,13,195 houses across the state, with a total allocation of Rs. 187.79 crore for the project.
Required Documents
To avail the benefits under the Pradhan Mantri Awas Yojana (PMAY), applicants must provide the following documents:
- Aadhar Card: To verify the applicant’s identity.
- Domicile Certificate: Proof that the applicant is a permanent resident of the state.
- Voter ID Card: A valid voter identification document for eligibility verification.
- Ration Card: To verify the applicant’s family details and economic status.
- Job Card: If applicable, to show employment under government schemes like MNREGA.
- Residence Certificate: Proof of the applicant’s current residential address.
- Caste Certificate: For applicants belonging to Scheduled Castes (SC), Scheduled Tribes (ST), or Other Backward Classes (OBC) to avail category-specific benefits.
- Income Certificate: To prove that the applicant falls under the Economically Weaker Section (EWS) or Lower Income Group (LIG).
- Bank Account Details: Required for financial transactions related to the scheme.
- Passport Size Photograph: A recent photograph for the application form.
- Mobile Number: For communication and updates regarding the application process.
How to Apply Online for PMAY Scheme Next Phase 2024?
o apply for the PMAY Scheme Next Phase 2024, follow these detailed steps:
- Visit the Official PMAY Website
Go to the official PMAY website: PMAY Scheme Portal.
- Select “Citizen Assessment”
On the homepage, choose the “Citizen Assessment” option. Then, click on the applicable choice based on your situation: “For Slum Dwellers” or “Benefits under other 3 components.” - Enter Aadhaar Card Number
Input your Aadhaar Card Number and click on the “Check” button. - Redirect to Application Page
You will be redirected to the application page where you need to fill out the required details. - Fill Out the Application Form
Complete the form with all the requested information such as your name, contact number, bank account details, and income details. - Save the Information
Click on the “Save” option and then enter the Captcha Code to verify the information. - Complete the Application
Click on the “Save” button again to finalize and submit your application. - Print the Application Form
After submission, take a printout of the completed application form for your records and future reference.
Contact Details
For inquiries regarding the Pradhan Mantri Awas Yojana (PMAY), you can reach out through the following contact information:
- Address:
Pradhan Mantri Awas Yojana (Urban)
Ministry of Housing and Urban Affairs
Nirman Bhawan
New Delhi – 110011
India - Phone Numbers:
- 011-23060484
- 011-23063620
- 011-23063567
- 011-23061827
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