The Biju Swasthya Kalyan Yojana (BSKY) is a major healthcare program introduced by the Odisha government, designed to provide free medical services to the people of the state. Named after former Odisha Chief Minister Biju Patnaik, the scheme is focused on giving affordable and quality healthcare to the weaker sections of society. A key part of this initiative is the BSKY card, Biju Swasthya Kalyan which allows beneficiaries to get cashless treatment at both government and approved private hospitals. This guide will walk you through the main features of the BSKY, how to check the status of your card, who is eligible, and the benefits of the scheme Biju Swasthya Kalyan.
Launched in 2018, the Biju Swasthya Kalyan Yojana aims to offer health coverage to everyone, with a special focus on the underprivileged. The Odisha government ensures that everyone in the state, regardless of income, can access free medical services in government hospitals. The Biju Swasthya Kalyan scheme covers a wide range of treatments, from basic healthcare to advanced medical procedures.
A standout feature of the scheme is the Biju Swasthya Kalyan Yojana card, which serves as a pass for receiving healthcare benefits. The card ensures that beneficiaries can receive medical treatment without worrying about payment, as the scheme covers the costs.
Key Objectives
The BSKY provides health coverage to over 96 lakh families in Odisha. Each family is covered for up to ₹5 lakh per year for general health services, while women beneficiaries are covered for up to ₹10 lakh per year. The scheme Biju Swasthya Kalyan includes more than 200 hospitals, including government-run and empaneled private hospitals, ensuring that beneficiaries receive quality healthcare.
Eligibility Criteria
To be eligible for the Biju Swasthya Kalyan Yojana card, certain conditions must be met. The scheme mainly focuses on low-income families and disadvantaged sections of the population. Below are the key requirements:
- Odisha Residents: You must be a resident of Odisha to apply for the scheme.
- Food Security Program Beneficiaries: Families with a ration card under the NFSA or SFSS are eligible to get a BSKY card, allowing them to receive cashless treatment at private hospitals.
- Women Beneficiaries: Women under the scheme are eligible for higher financial coverage.
Uneligibility Criteria
1. Central Government/State Government employees/pensioners
2. Employees of Central/State PSUs, Autonomous Bodies, and Local Bodies
3. Those covered under other health insurance schemes (e.g., CGHS, ESI, Railways)
4. Income Tax payees
5. Individuals with a monthly income above ₹50,000/-
6. Families with a monthly income above ₹60,000/-
7. Those owning more than 2.5 acres of irrigated land or 5 acres of unirrigated land
8. Individuals/families owning motorized vehicles (4-wheelers)
9. Those having foreign travel history in the last 5 years
10. Families with a member employed abroad
Benefits
The BSKY card offers many advantages, especially for families who cannot afford medical care. Here are some of the top benefits:
- Cashless Treatment: The card allows you to receive treatment at empaneled hospitals without paying upfront, removing the burden of medical expenses.
- Financial Protection: With coverage up to ₹5 lakh per family and up to ₹10 lakh for women, the card provides strong financial protection during medical emergencies.
- Access to Private Hospitals: Families who qualify for the scheme can receive treatment at private hospitals, which often provide specialized care not available in government hospitals.
- Focus on Women’s Health: The scheme’s higher coverage for women ensures that they can get the healthcare they need without financial hurdles, helping to improve health outcomes for women in the state.
Required Documents
1. Aadhaar Card
2. Ration Card
3. Income Certificate
4. Residence Certificate
5. Bank Account Details
Online Application Process
Step 1: Go to the Official BSKY Website
The easiest way to check your BSKY card status is by visiting the official Biju Swasthya Kalyan Yojana website. The site is easy to use and offers all the information you need about the scheme, including card status.
Step 2: Find the Card Status Section
On the homepage, look for the section labeled “Check Card Status” or something similar. This will direct you to a page where you can input your details and check the status of your card.
Step 3: Enter Your Information
To check the status, you will need to provide certain details such as your Aadhaar number, ration card number, or registered mobile number. Once you fill in the required information, click the “Submit” button.
Step 4: See Your BSKY Card Status
After submitting your details, the system will show the status of your BSKY card. If your card is valid, you can start using healthcare services under the scheme. If the card is inactive or there is a problem with your registration, the website will give you instructions on how to fix it.
FAQs
Is a BSky card valid outside Odisha?
What is smart card in Odisha?
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