How To Apply Ayushman Bharat Pradhan Mantri Jan Arogya Yojana: Ayushman Bharat Pradhan Mantri Jan Arogya Yojana is one of the biggest health care programs launched by the Government of India. The objective of this Yojana is to provide accessible and free healthcare services to crores of backward and economically weaker sections across the country. This Yojana was launched by the Government in 2018 under the leadership of Prime Minister Narendra Modi. In which a lot of attention was paid to two important components. Health and Wellness Centers (HWCs) and Pradhan Mantri Arogya Yojana (PM-JAY)
Health and Wellness Centers (HWCs)
In the first phase of Ayushman Bharat Pradhan Mantri Jan Arogya Yojana, more than 150,000 health and wellness centers have been established across the country. The main purpose of establishing these centers is to provide health care and useful services.
In which a lot of attention is being paid to preventive, promotional and therapeutic treatment. This program is being started only for these people. who belong to a poor class. The poor and economically weaker section can benefit from this Yojana and improve their treatment.
- Maternal and child health care
- Immunization
- Non-communicable diseases
- Basic assessment services
- Essential medicines
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Pradhan Mantri Jan Arogya Yojana (PM-JAY)
Ayushman is India’s second and most widely recognized component of Pradhan Mantri Yojana. It is also known as Ayushman Bharat Pradhan Mantri Jan Arogya Yojana. This scheme provides financial security to economically weaker families and also provides complete access to health care services.
Ayushman Bharat Yojana
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana was started in September 2018. It is a health scheme re-launched by the Government of India. It is the largest health insurance scheme in the whole world. In this, everyone gets an insurance of up to five lakhs per year. In which secondary scheme hospitalization expenses are given. The whole cost of this Yojana is jointly borne by the Government of India and Raju Government. And the beneficiaries do not have to pay anything in this Yojana.
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Ayushman Bharat Yojana Card
Ayushman Bharat Yojana has helped around 12 crore poor households in India. The name of this scheme is Ayushman Bharat Pradhan Mantri Jan Arogya Yojana card holders are given free medical treatment up to five lakhs.
Purpose of Ayushman Card
The objective of this Yojana is to reduce the medical expenses of the people. Because every year, around 60 million people in India fall into the trap of poverty due to poor health. Ayushman card is a digital card. With the help of which the beneficiaries can benefit.
Features of PM-JAY
Cashless Treatment
can get treatment free of charge in any Impendal private and government hospital. Impendals are hospitals that fulfill minimum prescription amounts. So in this Yojana there is no need to fill money first and then reverse it. Which does not affect the pocket of the beneficiary. You just have to show the card.
No Restriction
Any number of family members can come in this Yojana and people of any gender and age can join it.
Experience Covered
So Ayushman is included in medical procedure around 1929 in India. Many expenses are covered in the scheme. Such as Medical Examination, Treatment Consultation, Sir Gen Charges Medicine and Insects and Laboratory Investigation ICU Charges Food Services. If there are any other complications, then the costs are also included in it.
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Eligibility Criteria Of Ayushman Bharat Scheme
This scheme is designed for needy people. They are the people in this scheme. Be in EWS category. That is, be in the lower income group. And those who do not have common residences. Census-registered families of this socio-economic caste are automatically enrolled in the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana.
Apart from these, the families who are already included in Bima Yojana through Rashtran are also automatically connected to Ashman Bharat. Some also use the government’s own database.