On September 12, 2024, the Central Government made a necessary alternate to the Ayushman Bharat Jan Arogya Yojana (AB PM-JAY). From now on, absolutely everyone who is 70 years ancient or older can get free clinical therapy up to Rs 5 lakh beneath this plan.
Prime Minister Narendra Modi and the Union Cabinet agreed to prolong the Ayushman Bharat scheme. This choice is supposed to assist aged humans who are struggling with excessive clinical costs. Now, seniors can get free treatment up to Rs 5 lakh at each authority and personal hospitals.
PM Ayushman Bharat Jan Arogya Yojana Scheme Details
Considered one of the world’s greatest healthcare schemes, Ayushman Bharat Yojana pursuits to prolong insurance to over 50 crore Indian citizens, mainly these from economically weaker sections. Launched in September 2018, PMJAY gives fitness insurance plan plans with a most sum insured quantity of Rs. 5 lakh. The authorities fitness insurance plan scheme covers most clinical cure costs, medications, diagnostics, and pre-hospitalisation expenses. Moreover, it provides cashless hospitalization offerings thru the Ayushman fitness card, usable at any empanelled sanatorium nationwide. Beneficiaries can get right of entry to hospitalization for vital cure by using offering their PMJAY e-card.
This plans to make secondary and tertiary healthcare absolutely cashless for the underprivileged area of society. The PM Jan Arogya Yojana beneficiaries get an Ayushman card to avail of offerings at an empanelled hospital, public, or private, somewhere in the country.
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Eligibility Criteria of Ayushman Bharat Jan Arogya Yojana
• Coverage for Seniors: Now, every individual who is 70 years historic or older can get up to Rs 5 lakh for free scientific treatment. This applies to every authority and personal hospitals. It helps seniors get the care they favor barring anxious costs.
• Existing Health Insurance: If seniors already have extraordinary health insurance plan plans or are phase of exclusive health schemes, they can nonetheless use these plans. They can pick out to stick with their current day insurance plan graph or moreover use the new insurance plan from Ayushman Bharat.
• Family Benefits: If a family has greater than one senior member, each and every one will get their very personal Rs 5 lakh coverage. So, if every accomplice is over 70, they can get a entire of Rs 10 lakh in insurance plan for the year.
• Extra Benefits for Current Enrollees: Families already the usage of Ayushman Bharat will get a larger Rs 5 lakh insurance plan virtually for their senior members. This is in addition to their current coverage.
• No income limit: There is no income limit in the scheme. Citizens above 70 years of age can receive as much income as they want, regardless of their initial balance.
• Overall Impact: The Ayushman Bharat scheme is one of the largest health insurance plan graph functions in the world, defending fifty 5 crore human beings in 12.34 crore households in India. With this new update, 7.37 crore hospitalized victims have already benefited, and the whole resource furnished has surpassed Rs 1 lakh crore.
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Name | PM Ayushman Bharat Jan Arogya Yojana |
Launch date | September 23, 2018 |
Income (per family) | Rs. 5 lakh/year |
Procedures included | 1,400 tactics |
Pre-hospitalisation costs insurance | Up to 3 days |
Post-hospitalisation prices insurance | Up to 15 days |
Offical Website | pmjay.gov.in |
Helpline Numbers | 1800-111-565 or 14555 |
Email Id | ayushmanbharat.csc@gmail.com |
Benefits of Ayushman Card (PMJAY) scheme
- Healthcare cowl of Rs. 5 lakh per family
- All households listed in the SECC database to be covered
- Priority to the woman child, girls and senior citizens
- It consists of secondary and tertiary care
- All pre-existing ailments covered
- Cashless and paperless registration and administration
- Substantial discount of out-of-pocket expenditure
- Private area participation in supporting to attain public fitness goals
- Improvement of exceptional of lifestyles of the population
- Broadening the fitness insurance plan network
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How to Apply Ayushman Bharat Yojana eligibility
Step 1: Visit the official website of Ayushman Bharat Yojana at pmjay.gov.in.
Step 2: Access the “Am I Eligible” area on the homepage.
Step 3: Input your cellular quantity and captcha code on the subsequent page, then click on the “Generate OTP” button.
Step 4: Enter the OTP obtained on your cell and click on the “Verify OTP” button.
Step 5: On the subsequent page, furnish crucial facts such as name, state, age, household members, and earnings details.
Step 6: Once all important points are entered, click on the “Submit” button.
5 Lakh Free Treatment for Seniors 70+ of Ayushman Bharat
The most important cause of including seniors to the Ayushman Bharat scheme is to assist them with their healthcare needs. As human beings get older, their scientific payments frequently go up. By offering free therapy for those over 70, the authorities wish to make healthcare greater low-cost and enhance the ordinary fitness and well-being of aged people.
The new insurance will enable many senior residents to get the scientific care they want besides stressing about money. It indicates that the authorities are devoted to enhancing healthcare and getting admission to and supporting those who want it most.
FAQs
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