Ayushman Bharat Yojana
The BJP recently shared its plan for the 2024 elections, promising to expand the Ayushman Bharat Yojana. They announced that they will include eligible transgender individuals and senior citizens over 70 years old in this health insurance program.
Ayushman Bharat Yojana
Ayushman Bharat Yojana is a health program started by the Government of India to make sure everyone in the country can get good healthcare. It was launched by Prime Minister Narendra Modi on April 14, 2018, on the birth anniversary of B.R. Ambedkar.
This scheme aims to solve healthcare problems at all levels—primary, secondary, and tertiary—by providing quality medical facilities and financial support to people who are economically weaker. Under the scheme, beneficiaries receive health insurance of up to Rs 5 lakh, free treatment at government hospitals, and other benefits to ensure no one is left behind.
Eligible citizens
Citizens who qualify can sign up for the Ayushman Bharat Yojana (PMJAY) and enjoy its benefits. Once registered, they will receive an Ayushman Bharat Card, which allows them to access healthcare services at government health centers, primary health centers (PHCs), and selected private hospitals.
- Scheme Name: Ayushman Bharat Yojana (PMJAY)
- Managed by: Ministry of Health and Family Welfare
- Launch Date: April 14, 2018
- Implementation Date: September 23, 2018
- Goal: To provide healthcare for everyone in the country.
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Elements of Ayushman Bharat Yojana
The Ayushman Bharat scheme is designed to make quality healthcare affordable and accessible. Here are the key features:
- Health and Wellness Centers (HWCs): The government plans to set up 150,000 HWCs to make healthcare more accessible. These centers will upgrade existing health facilities with better services.
- Primary Healthcare Services: HWCs will offer:
- Child health services
- Maternity and pregnancy care
- Newborn care
- Chronic disease management
- Emergency care for the elderly
- Treatment for infectious and non-infectious diseases
- Mental health care
- Dental care
Currently, 162,000 HWCs are operational across India, providing free essential medical care and diagnostic services.
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PM-JAY or National Health Protection Scheme
Another part of Ayushman Bharat is PM-JAY (Pradhan Mantri Jan Arogya Yojana), which was once called the National Health Protection Scheme.
This program aims to help 10 crore people from low-income families by offering them healthcare services at hospitals for serious health issues. Each family can get up to Rs 5 lakh in financial support per year.
The people who benefit from this scheme are chosen based on information from the SECC database for both rural and urban areas.
Eligibility Criteria for Ayushman Bharat Yojana
For Rural Households:
- Belong to the SC/ST category.
- Live in basic or poorly built homes.
- Have no adult men to earn money.
- Have no one above 16 years old earning for the family.
- Hold a BPL (Below Poverty Line) card.
- Earn less than Rs 2.5 lakhs per year.
- Have no land and rely on casual labor for income.
For Urban Households:
Urban households can benefit from the scheme if they work in one of these 11 jobs:
- Beggar
- Domestic worker (like a maid)
- Street vendor or service provider
- Electrician, mechanic, or repair worker
- Sweeper or sanitation worker
- Peon, shop worker, helper, waiter, or delivery assistant
- Construction worker, painter, security guard, mason, laborer, or cart puller
- Handicraft or home-based worker, artisan, or tailor
- Washer-man
- Driver, cart puller, transport worker, or conductor
How to apply for Ayushman Bharat Yojana?
- Visit the PMJAY website at https://pmjay.gov.in/.
- Click on “Am I eligible” on the right side of the page.
- Enter your mobile number, captcha, and get an OTP.
- Verify the OTP, then enter your state, name, ration card details, and other required information.
- Check your eligibility results and then register on the ABHA portal.
- Provide all necessary details like income and Aadhar card on the portal.
- Once approved, you can download your Ayushman card from the website.
The Ayushman Bharat scheme aims to offer quality and affordable healthcare to everyone. With plans to include transgender individuals and people over 70, it will cover more people across India.